Can you work and receive SSDI benefits?
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Can you work and receive SSDI benefits?

On Behalf of | May 20, 2021 | Social Security Disability (SSD)

If you’ve become totally or severely disabled in the state of Indiana and unable to engage in substantial gainful activity, you’re likely eligible for Social Security disability payments. These payments help to pay for costs of living like food and rent. While you may be unable to return to your previous job because of your injury, you might be interested in working a part-time job.

Can you work and still receive benefits?

The government does have strict standards as far as who can receive Social Security disability benefits. The Social Security Administration lists these standards based on what it considers substantial gainful activity. This simply means that the SSA bases the decision on the amount of income that you earn per month at your part-time job. To still be eligible for Social Security Disability Insurance, your income will need to be under the maximum of $1,310 per month. If you’re blind, that maximum goes up to $2,190 per month.

Taking part in a work incentives program

As you transition into your new lifestyle of dealing with a substantial injury or disability, you may find that you would like to try to learn a different type of career. The Social Security Administration has different work incentive programs that help to transition injured and disabled people back into the workforce. One of the biggest programs offered is the Ticket to Work program. As long as you’re working underneath one of these programs, there are no income caps on your monthly earnings. This means that you may earn more than the maximum allowable monthly income as long as you’re earning that income through a work incentives program offered by the Social Security Administration.

There’s no doubt that dealing with a life-changing injury or illness can turn your world upside down. Fortunately, you may be able to begin a new career and still enjoy Social Security disability benefits.