Understanding social security disability
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Understanding social security disability

| Nov 23, 2020 | Social Security Disability (SSD)

Sometimes, people in southern Indiana and Kentucky are misinformed about the ins and outs of Social Security Disability (SSD). There are three circumstances in which people should apply for SSD. However, most individuals get hung up on the first stated condition, which requires them to have been out of work for one year. The truth, however, is that it’s not necessary to wait a year before applying for SSD.

When to apply

Some people mistakenly believe that they must wait a full year before applying for SSD. They are right in that this is one circumstance in which people can apply for benefits. However, it’s not the only one.

People can also apply for SSD if they have a condition that’s expected to prevent them from being gainfully employed for at least one year. Finally, if someone has a condition that can lead to death, he or she can apply for SSD too. These are the only three circumstances in which people can expect to be approved for SSD benefits.

Defining disability

When it comes to Social Security, someone must be totally disabled before they can qualify. That means they must not be able to perform the work they used to do. They also should not be able to do any general work. If someone can hold down a job tied to the larger economy, chances are that SSD will deny his or her claim.

It can be difficult to apply for Social Security Disability (SSD), and if denied, it can also be hard to appeal. Retaining a lawyer who has experience with the Social Security Disability system can be helpful. Attorneys deal with the system all the time whereas individuals may only encounter it once in their lifetimes.